12/7/2023 0 Comments Chime qualifying direct deposit![]() So what’s the annual fee for a Chime Credit Builder card? $0.īut even more costly for consumers is a credit card’s interest rate. That’s $94 just to keep the credit card in your wallet. Nearly a quarter of all credit cards charge an annual fee - and it’s an average of $94 a year, per a 2021 Consumer Finance study. Let’s break down the advantages of a Credit Builder card: No fees □ A higher credit score means easier approval for personal loans, car loans, and even renting an apartment - and at a lower interest rate. That’s easy: Chime Credit Builder is the interest-free way to build credit history. Your Chime Checking Account comes with a Visa ® Debit Card, so why should you still open a Credit Builder card?
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